Five Things You Need To Understand When Filing A Claim For Disability

If you are disabled and can no longer work, you may be thinking about filing a claim for disability with the Social Security Administration. The following are a few important things you should know. You can have an income and still receive disability You are allowed to earn a certain amount of money and still be eligible for disability. This is referred to as substantial gainful activity or SGA. It is specified as a maximum monthly amount and is adjusted each year to reflect the cost of living. [Read More]

Advantages Of Choosing A Structured Settlement

When you have a strong personal injury case and the other party wishes to settle with you, your personal injury lawyer will likely discuss a lump sump payment or a structured settlement. The former scenario involves you getting the entire amount of damages in a single payment, while the latter involves regularly occurring payments over a period of time. You might immediately lean toward getting a lump sum, given the excitement over suddenly having a lot of money in your bank account. [Read More]

Why Estate Planning Is Important For You As A Single Parent

As a single parent, estate planning may be the last thing on your mind if you struggle financially. However, when you're a single parent, estate planning is more important than ever because the process involves much more than just distributing assets. Here are reasons it's important to have your estate in order when you're single, and you have children depending on you. You Can Name A Guardian For Your Kids [Read More]

3 Good Reasons Not To Be Afraid Of Filing A Chapter 7 Bankruptcy

Is bankruptcy really something to fear -- or is that merely what credit card companies, banks, and all those debt resolution services want you to believe? Instead of listening to people that have something to gain by keeping you from exercising your legal right to a bankruptcy, here are a few things you should know instead: 1. You don't have to justify your position. If you're overwhelmed with debt and need to file bankruptcy, no one is going to pick apart every step you made before you got into that position. [Read More]